Overview of Banking Services in the UK

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Banking is one of the oldest and widely popular businesses in the world. The banking that we recognized today has developed to a great extent with the emergence of the modern technology. Today, one can find a wide range of financial services providers offering different types of financial services.
Santander is one of the leading financial services provides that provides a wide range of personal and commercial financial products and services in the UK. They are best known for supporting small to medium sized start-up and established businesses with clear-cut banking needs and up to 2 directors, shareholders or partners. They have been awarded as the Business Bank of the Year 2016 by Moneyfacts. They provide current accounts, savings accounts, card acceptance services, insurance and loans of up to £25,000.

The variety of products offered by Santander includes:
  • Current Accounts: Santander provides a wide range of current accounts to suit everyone’s requirements. Different kinds of current accounts available with Santander includes 1|2|3 Current Account, 1|2|3 Lite Current Account, Everyday Current Account, Choice Current Account, Basic Current Account, 1|2|3 Mini Accounts, and Student and Graduate Current Accounts.
  • Credit Cards: There are mainly 2 types of credit cards available at Santander- 1|2|3 Credit Card and Santander Credit Card. These cards can be used either for cash back, spreading the cost of purchases, transferring balance and various other purposes.
  • Loans: Santander provides personal loans for different purposes such as car purchase, home improvement, debt consolidation, special occasion, etc.
  • Mortgages: At Santander, the customers can find new mortgage deals, borrow more or make changes to their existing mortgage.
  • Savings: Santander provides savings accounts with direct access for flexibility or a fixed term for a guaranteed rate. The different types of saving accounts with Santander include eSaver account, Regular eSaver account, Everyday Saver account and Fixed Term Bonds.
  • Cash ISAs: One can make the most of their ISA allowance using different Cash ISA accounts available with Santander such as 2 Year Fixed Rate ISA, eISA, Easy ISA, Help to Buy: ISA and Junior ISA.
  • Investments: In order to meet the various investment decision requirements of its customers, Santander provides a range of products and services.
  • Insurance: Different types of insurance provided by Santander include Home Insurance, Car Insurance, Travel Insurance, and Life Insurance.
  • 1|2|3 World: Different types of accounts under this category include 1|2|3 Current Account, 1|2|3 Lite Current Account, 1|2|3 Student Current Account, 1|2|3 Postgraduate Account, 1|2|3 Credit Card, 1|2|3 Graduate Current Account, and 1|2|3 Mini Current Account or 1|2|3 Mini.

Customer care has always remained the strong factor with continued improvement at the heart of Santander’s plans. Using Santander contact number, it's easy to get in touch with the Santander’s customer care representatives for any kind of help or queries.